Watchdog Video Tip of the Day: Theory of complaining about consumer 

There’s a tried and true way to fight a company over bad business practices. Learn what it is here.

Watchdog Nation explains how to “flood the zone.”

 

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Are you tired of fighting the bank, the credit card company, the electric company and the phone company? They can be worse than scammers the way they treat customers. A popular book, Dave Lieber’s Watchdog Nation: Bite Back When Businesses and Scammers Do You Wrong, shows you how to fight back — and win! The book is available at WatchdogNation.com as a hardcover, CD audio book, e-book and hey, what else do you need? The author is The Watchdog columnist for The Dallas Morning News. Visit our store. Now revised and expanded, the book won two national book awards for social change.

AVAILABLE IN HARDCOVER, CD AUDIO BOOK, ON ITUNES (AUDIO), KINDLE AND IPAD.

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The Watchdog: Is this the worst electricity company in Texas?

The worst electricity company in Texas.

That’s what state regulators are calling Proton Energy of Fort Worth. They say Proton, which serves homes and businesses, botched almost everything that an electric company must do.

electric company

The Public Utility Commission of Texas wants to shut down Proton — the second time it has tried to close the 4-year-old company. The PUC also wants to fine the company $2 million. PUC investigators say they can prove that Proton committed at least a thousand violations. That’s a lot of mistakes, even for an electric company.

Proton’s lawyer says that the company is correcting mistakes and that state regulators are too aggressive.

It’s no secret that in the decade since electricity was deregulated in Texas, there have been good companies and bad companies. But Proton may be in a class by itself. For one thing, the address for its corporate headquarters, state records show, is a Shell gasoline station at the corner of Jacksboro Highway and North University Drive. Station owner Ramzan R. Ali is also president of Proton, which by my estimate has more than a thousand customers spread from North Texas to Houston.

Customer service calls are handled elsewhere, but one commenter on TexasElectricityRatings.com writes, “They are unfriendly over the phone. They are unprofessional. Every time I call, it seems like they are running this so-called operation from an apartment.”

As readers of The Dallas Morning News Dave Lieber Watchdog column first learned, Ali runs a company that if not deceptive in its marketing is confusing. An electricity shopper on the Internet who arrives at Proton’s website sees what is probably the lowest variable rate offered anywhere in the state — 5.8 cents a kilowatt-hour. But check the fine print details on the Electricity Facts Label, and the true cost could be as much as a nickel higher.

There’s no Electricity Facts Label on the website, as required, for the company’s second option, its three-month fixed-rate plan. And embarrassingly, on the website’s home page, the universal abbreviation for kilowatt-hour — kWh — is wrongly displayed as kwH.

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Here’s the PUC’s case against the company. At least 407 times, the PUC charges, Proton disconnected customers for nonpayment of their bills without giving them proper notice. Twenty-nine of those disconnects came during extreme weather (too hot, too cold), making them doubly illegal.

Proton officials prevented at least 288 customers from obtaining electricity elsewhere after they left Proton by inaccurately listing them as switch-holds. In a switch-hold, a customer owes money to a company and can’t switch to another company until the debt is paid and the hold is lifted. The PUC says the customers didn’t owe Proton money, but the average time people were wrongly kept on switch-holds was 317 days anyway.

When asked about this, Proton provided the PUC with false and misleading information, the PUC states in its petition to revoke the company’s license.

Proton charged 200 customers sign-up fees ranging from $75 to $100, illegal in Texas. The PUC said Proton ignored PUC inquiries on some customer complaints, failed to file a required semiannual report, didn’t translate its marketing materials into Spanish, didn’t make its terms of service available on its website, failed to provide a toll-free number and didn’t include a way for new customers to leave their names and addresses on its website.

There’s more, according to the PUC. Proton listed the termination fee for its variable month-to-month plan at $1,000. There’s usually no termination fee for that.

The company kept billing customers even when they had moved to another electric company, sent multiple bills to the same customer in a single month and charged a $2 fee for those who sent their monthly payments via the U.S. mail.

Proton’s bills sometimes left off dates, dollar amounts owed and meter readings. In a written complaint, one customer told the PUC, “The bill is just a hand-typed email with very little information on the energy I used.”

Proton’s monthly bills failed to inform customers about the state-run shopping site for electricity customers — PowerToChoose.org. No surprise there. Proton, unlike most Texas companies, doesn’t participate on the heavily trafficked site.

Ali, the owner, referred my questions to the company’s hired attorney, Bob Rima, who previously worked as the PUC’s general counsel.

Rima said he couldn’t answer specifics because the PUC’s charges do not include actual cases but generalities.

“Proton is not perfect,” he said. “Its inadvertent mistakes are no different than the mistakes made by” others. “Proton has diligently tried to correct all mistakes.”

The lawyer called the PUC’s action “an aggressive and inflammatory stance.” He said that in a future hearing, which he will seek, he doesn’t believe his former colleagues at the PUC can meet the required burden of proof on the more serious charges.

Two years ago, Ali paid a $10,000 fine to the PUC for failing to provide sufficient information about the company’s finances and its technical and managerial qualifications.

Ali’s latest problems were first reported by R.A. Dyer, a policy analyst for the Texas Coalition for Affordable Power, on that group’s website. Ali released a written statement to Dyer, according to the website, stating that Proton tries to treat customers fairly. However, a small minority of its customers behave like thieves, Ali wrote, “so my job is to make sure good customers should not suffer.”

Dyer tells The Watchdog, “If these allegations are true, this company is a serial rules violator and should be barred from operating in Texas.”

PUC complaint records show some customers agree.

“They are difficult to work with, are not helpful and have not told the truth,” one writes.

“It seems like they will tell me and others whatever they want and change their story to get you off the phone and not help resolve any issue,” another writes to the PUC. “How can you allow Proton … to take our money, then … [cheat] us the consumer, and allow them to stay in business?”

Staff writer Marina Trahan Martinez contributed to this report.

Dave Lieber's Watchdog Nation won a 2013 writing award from the National Society of Newspaper Columnists

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Are you tired of fighting the bank, the credit card company, the electric company and the phone company? They can be worse than scammers the way they treat customers. A popular book, Dave Lieber’s Watchdog Nation: Bite Back When Businesses and Scammers Do You Wrong, shows you how to fight back — and win! The book is available at WatchdogNation.com as a hardcover, CD audio book, e-book and hey, what else do you need? The author is The Watchdog columnist for The Dallas Morning News. Visit our store. Now revised and expanded, the book won two national book awards for social change. Twitter @DaveLieber

AVAILABLE IN HARDCOVER, CD AUDIO BOOK, ON ITUNES (AUDIO), KINDLE AND IPAD.

Watchdog Video Tip of the Day: Leave roadside memorials alone

Somebody wants to take down roadside memorials, but should they? The Dallas Morning News Watchdog columnist  Dave Lieber has a few suggestions about what to do.

The Watchdog Video Tip of the Day, produced by DallasNews.com, is designed to solve a problem in less than a minute.

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Dave Lieber's Watchdog Nation won a 2013 writing award from the National Society of Newspaper Columnists

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Are you tired of fighting the bank, the credit card company, the electric company and the phone company? They can be worse than scammers the way they treat customers. A popular book, Dave Lieber’s Watchdog Nation: Bite Back When Businesses and Scammers Do You Wrong, shows you how to fight back — and win! The book is available at WatchdogNation.com as a hardcover, CD audio book, e-book and hey, what else do you need? The author is The Watchdog columnist for The Dallas Morning News. Visit our store. Now revised and expanded, the book won two national book awards for social change. Twitter @DaveLieber

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The Watchdog: Texas bankruptcy judge fines Ally Financial

The opinions of Texas bankruptcy judges aren’t usually important to anyone other than anxious debtors and long-faced creditors. But a recent ruling by a federal judge in Dallas deserves wider attention.

U.S. Bankruptcy Judge Stacey G.C. Jernigan writes in plain language that she believes Ally Financial Inc., the nation’s top auto finance company, violated federal bankruptcy rules designed to protect debtors.

As readers of The Dallas Morning News Dave Lieber Watchdog column first learned, she accuses the lender of improperly harassing debtors who’ve filed bankruptcy to get them to pay off a debt they no longer owe. After seeing evidence and hearing testimony, she concludes that Ally routinely sent form letters designed to confuse debtors in the hope of picking up extra monthly payments.

The judge cites testimony from an Ally official that the company has sent these improper letters for five years. She questions the company’s “ulterior motive” and states she believes the process is designed to force people into paying when they shouldn’t — a practice she calls “unacceptable.”

The judge can’t do anything outside her jurisdiction, but she prohibits Ally from sending these letters to anyone living in the court’s Northern District of Texas.

jernigan

Bankruptcy Judge Stacey Jernigan

She also orders Ally to pay the recipient of the letter $11,000.

The judge declined to talk to me for this Watchdog report.

ally

Ally spokeswoman Susan Fitzpatrick offers limited comment to The Watchdog: “While Ally disagrees with some of the language in the ruling, we respect the court’s decision and have paid the damage award to the plaintiff. It is important to note that Ally’s process complies with all bankruptcy requirements.”

Ally slipped past Toyota Motor Credit Corp. this year to become the nation’s top auto lender. The company edged Toyota by only one-tenth of a percent with $67 billion in outstanding loans and leases, according to AutoFinanceNews.net.

The bankruptcy case involves a Balch Springs woman’s filing that included a Silverado truck, actually in the possession of the woman’s estranged husband.

Ally was notified of the bankruptcy and the company was listed as a creditor. But two months after the 2013 filing, Ally sent Tequilla Marie Law a letter with the words “AMOUNT NOW DUE” and “LAST DAY FOR PAYMENT” on the account.

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“You are late in making your payment(s),” it warned. The amount cited as owed was $6,000 (although the actual balance was $12,000).

The unsigned letter from Ally acknowledges her bankruptcy but warns she should pay or “we may take the vehicle.”

The letter’s warning language, the judge writes, is “subtle and troubling.”

“The court is left with the uncomfortable concern for how many other debtors have received similar letters and sent in payments to Ally, thinking they better do it to avoid trouble with Ally …

“This may have been the precise business strategy of Ally,” the judge writes. “Send the letter and maybe the debtor will send in a payment.”

While some sophisticated debtors would understand they do not have to pay, most would get confused by bankruptcy terms and “legal nuance,” the judge writes.

Aside from paying damages, Ally was ordered by the judge to pay legal fees to the winning lawyer, John J. Grieger Jr. of Legal Aid of NorthWest Texas in Dallas.

No one from Ally testified on behalf of the company at one hearing, causing a scolding from the judge. When the judge demanded to know more, Ally responded in writing that the letters go to “every debtor” who has completed bankruptcy, who has an account more than 50 days past due, and who is not in possession of their vehicle.

In follow-up testimony, an Ally official said use of the letters began in 2008. That’s what the judge had feared, and that’s what she tries to stop in her ruling, at least in North Texas.

“Hopefully,” the judge writes, “this will serve as a cautionary tale.”

Staff writer Marina Trahan Martinez contributed to this report.

Follow Dave Lieber on Twitter at @Dave Lieber.

Dave Lieber's Watchdog Nation won a 2013 writing award from the National Society of Newspaper Columnists

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Are you tired of fighting the bank, the credit card company, the electric company and the phone company? They can be worse than scammers the way they treat customers. A popular book, Dave Lieber’s Watchdog Nation: Bite Back When Businesses and Scammers Do You Wrong, shows you how to fight back — and win! The book is available at WatchdogNation.com as a hardcover, CD audio book, e-book and hey, what else do you need? The author is The Watchdog columnist for The Dallas Morning News. Visit our store. Now revised and expanded, the book won two national book awards for social change. Twitter @DaveLieber

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Watchdog Video Tip of the Day: Deal with a bad landlord

What do you do when you have a shoddy landlord?

The Dallas Morning News Watchdog columnist Dave Lieber has a solution.

The Watchdog Video Tip of the Day, produced by DallasNews.com, is designed to solve a problem in less than a minute. Learn more about how to protect yourself at The Watchdog page at the Dallas Morning News.

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Dave Lieber's Watchdog Nation won a 2013 writing award from the National Society of Newspaper Columnists

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Are you tired of fighting the bank, the credit card company, the electric company and the phone company? They can be worse than scammers the way they treat customers. A popular book, Dave Lieber’s Watchdog Nation: Bite Back When Businesses and Scammers Do You Wrong, shows you how to fight back — and win! The book is available at WatchdogNation.com as a hardcover, CD audio book, e-book and hey, what else do you need? The author is The Watchdog columnist for The Dallas Morning News. Visit our store. Now revised and expanded, the book won two national book awards for social change. Twitter @DaveLieber

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Watchdog Video Tip of the Day: How to get open records

When a governmental body won’t share information you’re entitled to, what do you do?

Learn how to get open records from The Dallas Morning News Watchdog Desk administrator Marina Trahan Martinez.

Read more Watchdog reports designed to save you time, money and aggravation at The Watchdog Page.

The Watchdog Video Tip of the Day, produced by DallasNews.com, is designed to solve a problem in less than a minute.

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Dave Lieber's Watchdog Nation won a 2013 writing award from the National Society of Newspaper Columnists

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Are you tired of fighting the bank, the credit card company, the electric company and the phone company? They can be worse than scammers the way they treat customers. A popular book, Dave Lieber’s Watchdog Nation: Bite Back When Businesses and Scammers Do You Wrong, shows you how to fight back — and win! The book is available at WatchdogNation.com as a hardcover, CD audio book, e-book and hey, what else do you need? The author is The Watchdog columnist for The Dallas Morning News. Visit our store. Now revised and expanded, the book won two national book awards for social change. Twitter @DaveLieber

AVAILABLE IN HARDCOVER, CD AUDIO BOOK, ON ITUNES (AUDIO), KINDLE AND IPAD.

Marina

 

The Watchdog: In the world of Texas electricity, free is not always free

TXU Free Weekends promises free electricity for 48 hours beginning at midnight Friday. But during the week, expect to pay 19 cents per kwh. Holy moly! It’s free, The Watchdog says, but it’s expensive when it’s not.

Can a company say something is free when it’s not? Can a company put the word free in the title of a product even when customers have to pay?

Or worse, can a company selling this product with the word free in the title actually charge the highest rates around?

As readers of The Dallas Morning News Dave Lieber Watchdog column first learned, that’s what’s happening now, according to some critics, with revolutionary new plans for free electricity on nights or weekends offered by TXU Energy and competitor Reliant Energy.

Some people tell The Watchdog they’re confused.

NB_10TXUBUILDING_3913560

Check this out: TXU Free Nights promises free electricity every day from 10 p.m. to 6 a.m. But what about the rest of the time? A residential customer gets slammed with an outrageous 18 cents per kilowatt-hour rate, about double what anybody else would pay on a normal price plan offered by most companies.

TXU Free Weekends promises free electricity for 48 hours beginning at midnight Friday. But during the week, expect to pay 19 cents per kwh. Holy moly! It’s free, but it’s expensive when it’s not.

Both plans are 18-month contracts with whopping early cancellation fees of $295 that aren’t even prorated. The only good thing — and this is important — is that TXU gives you 60 days to bail out of these programs without a cancellation charge if you’re not happy.

Reliant’s Free Weekends plan tacks on an extra four hours on Friday night, starting at 8 p.m., but the cost is almost 15 cents per kwh the rest of the time plus an extra $6.48 a month, which is part of Oncor’s delivery charge.

A difference is that TXU says it waives the Oncor charge during free hours, but Reliant doesn’t, meaning electricity used during free time is not entirely free. Reliant also gives its customers a free Nest Learning Thermostat, a $249 value.

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With 1.5 million customers and more than 40 percent of the market share, TXU deserves credit for not running in place and shaking up its offerings. Let’s detour for a moment and give TXU even bigger credit for its remarkable turnaround in customer service in the last year or so.

Four years ago, state regulators received more than 4,000 complaints from Texans about their electricity company. Asia-based customer service centers frustrated customers, as did an antiquated billing system left over from when TXU’s legacy company was the region’s utility monopoly. Many customers jumped to one of TXU’s 50 or so competitors.

Every year since, TXU has cut its complaint numbers in half. This year, TXU has fewer than 400 complaints before the state Public Utility Commission. That’s a truly remarkable turnaround.

Sadly, or maybe not, this comes at the same time TXU’s parent company, Dallas-based Energy Future Holdings, could be weeks away from filing what would be — with more than $40 billion in debt — one of the largest bankruptcies for a company not in the financial industry.

In the midst of this, TXU brags that almost 100,000 customers — 1 in 15 — have signed up for a “free” electricity program.

Dick Bunting of Bonham tells me he studied the plans and says “this makes my blood boil.” The title sounds good, he says, “but looking into it, you will find it is one of the worst deals out there in electric provider land.” He fears trusting seniors will sign up for the plan not knowing what they’re getting into.

TXU spokesman Michael Patterson says company reps are trained to ask a lot of questions before allowing customers to sign up for a program. “We want people to really understand and be happy with their selection,” he says.

One TXU competitor, Entrust Energy of Houston, created a truth-in-advertising campaign to show that the Entrust rates would save customers a thousand dollars or more in comparison to the free plans.

Entrust spokesman Kevin West said, “It’s interesting that TXU is pitching that this is so ‘free’ when in reality customers on these plans will pay a lot more in the non-free period.”

(Note that the PUC announced last week that Entrust agreed to pay $60,000 to settle an investigation into alleged violations of consumer protection rules.)

An analysis by the Texas Coalition for Affordable Power, which pushes for transparency in electricity pricing on behalf of member cities, also questions the plans, calling them “gimmick electric deals.”

“Let’s take free nights,” coalition analyst R.A. Dyer says. “If you work at night and sleep during the day, you’re still going to have to run your air conditioner during the day.”

He continues, “The main webpage of TXU’s pricing page doesn’t mention the 18-cent price for daytime hours. You have to go to the Energy Facts Label to find that.

“Also, these are 18-month, fixed-rate deals with a $295 early cancellation fee. Once you’ve figured out you can’t live the vampire lifestyle forever, or you figure out that the [kwh] rate is too high, you can’t walk away from this deal without paying a pretty hefty cancellation fee.”

TXU’s Patterson doesn’t agree that information is withheld from consumers. That’s not the way the new, improved TXU operates, he says.

“We always want to be the ones that are trustworthy and transparent in our pricing. We don’t hike fees. We’re straightforward, and we’re competitively priced.”

Bottom line: Texas retail electricity pricing is needlessly confusing. Every company has its own way of presenting its prices so numbers can’t easily be compared. Early cancellation fees are outrageous. Marketing is sometimes confusing, if not downright misleading. The fine print is everything.

And free? In the world of Texas electricity? Come on.

Follow Dave Lieber on Twitter at @Dave Lieber.

Dave Lieber's Watchdog Nation won a 2013 writing award from the National Society of Newspaper Columnists

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Are you tired of fighting the bank, the credit card company, the electric company and the phone company? They can be worse than scammers the way they treat customers. A popular book, Dave Lieber’s Watchdog Nation: Bite Back When Businesses and Scammers Do You Wrong, shows you how to fight back — and win! The book is available at WatchdogNation.com as a hardcover, CD audio book, e-book and hey, what else do you need? The author is The Watchdog columnist for The Dallas Morning News. Visit our store. Now revised and expanded, the book won two national book awards for social change. Twitter @DaveLieber

AVAILABLE IN HARDCOVER, CD AUDIO BOOK, ON ITUNES (AUDIO), KINDLE AND IPAD.

The Watchdog: Be careful of hucksters at a state fair

Kim Crossley of Keller glides through the State Fair of Texas with a skeptical eye and a hand on her purse. She won’t fall for any midway fakery or crazy creams or signs that promise everything but deliver very little.

Good thing. Kim won one of the Dallas Morning News Facebook contests to go to the fair with a newspaper staff member.

First prize? She goes to the fair with The Watchdog. (Not my idea, but I’m game.)

The first unofficial Watchdog Day at the State Fair. The one and only!

The winner could have been a sucker, falling for every come-on there is.

Instead, this contest-winning mom, who runs her own business and brings her college-age daughter Carrie with her, is a natural watchdog. She sees. She questions. She moves on. I like her.

“Why do mattresses come with 25-year warranties when they recommend you buy one every eight years?” she asks at the Embarcadero at the very first sales exhibit we see, a mattress gallery. “Replace Every 8,” a sign says, but yet …

A step or two away, the next offer comes — a San Antonio trip, two nights in a Riverwalk hotel (“Buy now, travel later”), river boat tickets and more. $99. Oh, there’s a catch, a salesman says. A 90-minute sales presentation to learn “what Wyndham has to offer.” See ya.

She pushes past “Clean Your Shower with No Scrubbing” and “Lower Your Cholesterol with Greaseless Frying.” She turns a corner and makes eye contact with a woman hawking an all-natural cleanser.

“Let me show you something,” the hawker says into her headset microphone.

Kim Crossley and friend at Texas State Fair

Kim Crossley and friend at Texas State Fair

Kim moves in close. She watches the lady with the microphone spill, dab and rub. Kim looks at the label. There’s no listing of biodegradable ingredients. “What’s in it?” she asks. The woman is three feet away. But the answer comes in an amplified shout, “COCONUT OIL AND SEAWEED KELP!”

Turn around and listen. From every direction, there’s more of the same.

Someone making promises into a headset microphone. Late-night infomercials come to life. A cacophony of Big Tex chaos. Stretch lids. Ultra vitamins. Skin wrinkle removers.

The sign says “BOTOX.” The letters are big. In tiny print underneath, it adds “Effect.” Kim snorts her dismay. The salesman defends, “You’re never going to know if something works unless you try it.”

“Does it last?” she asks.

“If you do it every two days, it lasts,” the salesman says. She snorts again.

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She sees the Bionic Band display. Helps back pain, numbness, poor circulation, carpal tunnel, arthritis, sleeping disorders, attention deficit disorder and much more, the signs says. The multicolored bands in shapes and sizes are alluring. The salesman seems quite sharp. But Kim’s eyes wander to small print on the bottom of a display sign. The words are partially obscured by a lamp.

“These products have not been evaluated by the FDA. These products are not intended to diagnose, treat, cure, or prevent any disease or illness. Individual results may vary.” She bolts.

More signs. “Lose Fat. No Hunger!” “Soft Cotton Dream Sheets, Feels Like Egyptian Cotton.” “The Lamp That Can Change Your Life.”

“Do you need windows?” a man asks. Another asks her to fill out a coupon.

Win a 1967 Camaro.

“Who are you with?” she asks.

“Silverleaf Resorts.”

“They bug you to death with phone calls and emails,” she says. Bye bye.

She walks along the midway, where it’s a different kind of sale. The rhythmic words are hypnotic.

“Come on. Don’t be shy.”

“Two credits to play, two credits to win.”

“Always a winner, always a prize.”

“Come on up, come on in.”

“Winner gets any prize, any size.”

She scoots past a basketball game with the deceptively small rims, ignores a man with gold teeth offering her a baseball to toss.

At my urging only, she lines up at Scooby ring toss. “I’ll show you how to win,” the man behind the counter says. He shows. She tosses. Lots of clinks.

Not one solid clank.

The worker offers her extra advice. Lady, when the other countermen scan your game tickets, make sure they punch in the right number of credits.

“They ain’t crooked,” he says of his colleagues. “Just some of the boys — you got to watch ’em.”

Her daughter sets up at the water pistol shooting gallery. The kid strikes a pose. “Aim. Set. Shoot.” She points a straight line into the clown’s mouth.

The kid wins. Heck, somebody does. She chooses the appropriate prize for Watchdog Day at the State Fair. A giant wolf.

How come? Because at this wonderful place, a sheep can easily get slaughtered.

[This story originally appeared in the Dave Lieber Watchdog column at The Dallas Morning News. Staff writer Marina Trahan Martinez contributed to this report.]

Dave Lieber's Watchdog Nation won a 2013 writing award from the National Society of Newspaper Columnists

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Are you tired of fighting the bank, the credit card company, the electric company and the phone company? They can be worse than scammers the way they treat customers. A popular book, Dave Lieber’s Watchdog Nation: Bite Back When Businesses and Scammers Do You Wrong, shows you how to fight back — and win! The book is available at WatchdogNation.com as a hardcover, CD audio book, e-book and hey, what else do you need? The author is The Watchdog columnist for The Dallas Morning News. Visit our store. Now revised and expanded, the book won two national book awards for social change. Twitter @DaveLieber

AVAILABLE IN HARDCOVER, CD AUDIO BOOK, ON ITUNES (AUDIO), KINDLE AND IPAD.

Watchdog Video Tip of the Day: What to do when employer won’t pay you

What do you do when you work and your employer won’t pay you on time? The Dallas Morning News Watchdog Desk Administrator Marina Trahan Martinez has the answer.

The Watchdog Video Tip of the Day, produced by DallasNews.com, is designed to solve a problem in less than a minute. Read more interesting Watchdog reports that show you how to be a smart consumer at our main Watchdog page here.

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Are you tired of fighting the bank, the credit card company, the electric company and the phone company? They can be worse than scammers the way they treat customers. A popular book, Dave Lieber’s Watchdog Nation: Bite Back When Businesses and Scammers Do You Wrong, shows you how to fight back — and win! The book is available at WatchdogNation.com as a hardcover, CD audio book, e-book and hey, what else do you need? The author is The Watchdog columnist for The Dallas Morning News. Visit our store. Now revised and expanded, the book won two national book awards for social change. Twitter @DaveLieber

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AVAILABLE IN HARDCOVER, CD AUDIO BOOK, ON ITUNES (AUDIO), KINDLE AND IPAD.

Marina

Watchdog Video Tip of the Day: How to fight when your car gets towed

A tow truck drags your car away. You want to fight it, but how? Here’s one way from The Dallas Morning News Watchdog Desk Administrator Marina Trahan Martinez.

The Watchdog Video Tip of the Day, produced by DallasNews.com, is designed to solve a problem in less than a minute.

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Dave Lieber's Watchdog Nation won a 2013 writing award from the National Society of Newspaper Columnists

Visit Watchdog Nation Headquarters

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Like Watchdog Nation on Facebook

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Watch Watchdog Nation on YouTube

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Twitter @DaveLieber

Are you tired of fighting the bank, the credit card company, the electric company and the phone company? They can be worse than scammers the way they treat customers. A popular book, Dave Lieber’s Watchdog Nation: Bite Back When Businesses and Scammers Do You Wrong, shows you how to fight back — and win! The book is available at WatchdogNation.com as a hardcover, CD audio book, e-book and hey, what else do you need? The author is The Watchdog columnist for The Dallas Morning News. Visit our store. Now revised and expanded, the book won two national book awards for social change. Twitter @DaveLieber

AVAILABLE IN HARDCOVER, CD AUDIO BOOK, ON ITUNES (AUDIO), KINDLE AND IPAD.

Marina